Illawarra's Award-Winning Mortgage Brokers

MORTGAGES
MADE SIMPLE.

Whether you’re buying your first home, refinancing, or looking to invest, we take the time to understand your goals and compare over 40 lenders to find a loan solution that truly fits your needs and circumstances. Our service is FREE to you!

★★★★★   Certified Google Reviews · Illawarra locals

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No obligation – Usually replies within one business day

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How much can you borrow?

Get a quick, no-obligation estimate in seconds. For your exact borrowing power, Kate can run the numbers properly with real lender criteria.

Dependants
$100,000
$30,000$400,000
$0
$0$5,000
$0
$0$50,000

Estimated borrowing power

$0

Estimate only. Every lender assesses differently — this estimate is based on the spread across Kate's panel of 40+ lenders. Your exact figure depends on the lender, your credit history and current rates.

What Illawarra locals say

Valley Finance Mortgage Brokers

RESIDENTIAL LOANS

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Home Loans

Pre-Approval

Fixed & Variable

Construction

Self-Employed

FIRST HOME BUYERS

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First Home Grants

Low Deposit

Guarantor Loans

Buying Process

Borrowing Power

REFINANCING

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Lower Repayments

Access Equity

Switch Lenders

Debt Consolidation

Loan Restructure

INVESTMENT LOANS

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First Investment

Portfolio Growth

Interest-Only

Equity Release

About

Family-owned. Local to the
Illawarra

Valley Finance is proudly local, helping South Coast clients with their home buying, refinancing, and investment goals. Kate personally manages every client relationship, providing tailored advice and support throughout the lending journey.

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Kate Marsden

Director, Valley Finance

Ready to talk ?

One conversation, no obligation, let’s find the right loan together.

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