Your trusted South Coast mortgage brokers.
Access to 40+ lenders.
With access to over 40 leading Australian lenders, Valley Finance helps you secure the right home loan tailored to your needs.
We’ll work with you to find the lender that suits your situation best, and get you the most competitive rates possible.
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★★★★★
Valley Finance Loans.
At Valley Finance, we help with all types of lending — from first home buyers and refinancing, to next homes, investment loans, and self-employed lending. We also offer support with asset finance, personal loans, and commercial lending. Whether you're buying your dream home, growing your business, or looking for a better deal, we’ll find a loan that fits.
First Home Buyers
Buying your first place? We’ll guide you through each step, explain your options, and help you access any support you’re eligible for.
Next Home or Investment
Upsizing, relocating, or buying an investment? We’ll help you make your next move with confidence — from using your equity to finding the right loan structure.
Refinance an Existing Loan
Thinking about switching lenders? We’ll compare the market, handle the paperwork, and help you save on repayments or release equity.
About Valley Finance.
We’re here to change the way you think about home loans. Whether you're buying your first home, investing, or refinancing — we make finance simple, strategic, and stress-free.
As a family-owned brokerage based on the NSW South Coast, we’re proud locals who know the Illawarra property market inside and out. But more than that, we care about the people behind the paperwork.
When you work with Valley Finance, you’re not just getting a broker — you’re getting a team that listens, explains things in clear simple terms, and is with you from day one to settlement (and beyond).
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Contact us.
We’d love to hear from you. Whether you’re ready to get started or just have a few questions, reach out anytime. No obligations, just friendly advice.
kate@valleyfinanceco.com.au
0466 788 037