Let us find the right loan for you.

Ready to buy your first home? Looking to refinance? With rates dropping, there has never been a better time.

At Valley Finance, we’ll help you:

  • Compare loans from Australia’s top lenders

  • Help you save thousands with expert refinancing

  • Check your eligibility for first home buyer grants and schemes

Get in touch by filling out the form for a friendly, obligation-free chat about your financing options.

Trusted by our clients.

“Massive thank you to Kate from Valley Finance for helping us get our new business up & running.

Kate was so easy to deal with, professional & knowledgeable and continued to check in & communicate with us, throughout the process.”
— Danielle
“We recently refinanced our home loan as we were looking for a better rate and some offset accounts.

Kate was a breeze to work with. I had lots a questions and she was always quick to respond, with easy to understand responses.”
— Emily

Access to 40+ lenders.

With access to over 40 leading Australian lenders, Valley Finance helps you secure the right home loan tailored to your needs.

We’ll work with you to find the lender that suits your situation best, and get you the most competitive rates possible.

5.19%

4.89%

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Fixed interest rates from
Variable interest rates from
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Why choose Valley Finance?

We’re not a big franchise, we’re a local family-run business who genuinely cares. Based on the NSW South Coast, we know the local property market, and we understand the needs of home buyers in our community.

We're here to answer your questions, explain things in clear simple terms, and make sure you feel confident at every stage.